How to buy property in Slovenia? Why do you need to open a company as a foreigner? Do you need an agent? Read on how to become a property owner in Slovenia as a foreigner.
Can foreigners buy real estate in Slovenia?
Several categories of buyers have a right to purchase real estate in Slovenia without any obstacles:
European Union citizens;
The citizens of Iceland, Liechtenstein, and Norway;
US citizens (based on the Treaty on Trade and Navigation).
Citizens of other countries must meet several conditions to purchase real estate in Slovenia:
Swiss citizens need a valid Permit C or permanent settlement permit;
European Union candidate citizens need to get permission from the Ministry of Justice.
Other foreign buyers can only purchase real estate if they have a registered business or citizenship via marriage, provided the condition of reciprocity is met.
What is the process of buying property in Slovenia?
Whether you are looking for commercial premises or consider apartments and houses in Slovenia, the main stages of the real estate purchase procedure stay the same.
Step 1. Choose and reserve an object
A licensed specialist makes a selection of relevant offers of property in Slovenia. After the inspection, the agent negotiates with the owner and agrees on the price.
The parties draw up and sign a preliminary contract, and the buyer pays a deposit of 10% of the transaction amount.
Step 2. Opening of a legal entity in Slovenia
Before concluding a contract of sale, some foreign buyers must register a company. Such a business must be in full ownership of a foreign buyer.
A foreigner must provide a valid passport, a copy of the TIN from the country of residence, and a certificate of no criminal record.
The opening period of the company takes from three to ten working days.
Step 3. Conclusion of the purchase and sale agreement
If there were no problems at the previous stages, the buyer and the seller sign a sale contract. Usually, a lawyer or a notary prepares it, but only a notary can certify it.
To purchase real estate, the buyer must provide:
the statutory documents of the legal entity (only those foreigners who must own a business);
an individual tax number;
details of the current account of a legal entity in any bank in Slovenia;
confirmation of the legal source of funds (certificate from the place of work, notarized donation or inheritance, contract of sale of real estate as a seller, etc.).
The guarantor of the contract is a notary and a real estate agency.
Step 4. Payment of the transaction
When the contract is signed, the buyer transfers the remaining amount – 90%.
The seller pays the ownership transfer tax in the size of 2% of the transaction.
The buyer pays the fee to a real estate agent about 2-3% of the transaction within a week after the transaction.
Step 5. Registration of ownership
After the notary has registered the contract and submitted the documents to the local Land Register, the buyer becomes a property owner. The procedure for entering into the Land Register can take up to 90 days. The service fee is €500.
What can you buy in Slovenia right now?
1 100 000 €
Flat in Bezigrad, Slovenia
160 sq.m
Luxurious apartment in Ljubljana.
Luxuriously furnished four-room apartment in the prestigious district of the capital - Bezhigrad. The apartment is located in one of the most attractive locations in the city, with excellent infrastructure and excellent transport links.
This is a modern apartment - DUPLEX PENTHOUSE with an area of 160 square...
GALINVEST
295 000 €
Flat in Piran, Slovenia
90 sq.m
Sea view apartment in the center of Piran
Bright and spacious 3-room apartment, located on the 3rd floor, with sea views in a great location in the heart of the city.
Layout: dining room with kitchen, living room, double bedroom, children's room and bathroom. Opposite the entrance to the apartment, in the common corridor, there are...
GALINVEST
650 000 €
House in Ivancna Gorica, Slovenia
305 sq.m
The house is 30 minutes drive from Ljubljana.
A modern detached three-level house located in a quiet location in an area of luxury house can accommodate two families, as the upper floors can be used as separate apartments.
Total net area of the house: 305 m2.
Living area: 140 m2
Land area: 489 m2
Level 1: boiler room where the heat pump is...
GALINVEST
760 000 €
Flat in Bezigrad, Slovenia
174 sq.m33
Luxury apartment in Ljubljana with a fantastic location.
Three-room apartment in Zupančićeva Yam, a prestigious area of the capital.
The apartment is a triplex on three levels, each floor has a bathroom. The top floor has a spacious terrace with views of Ljubljana Castle.
The building has a fitness center that only a few residents, including...
GALINVEST
790 000 €
Flat in Kranj, Slovenia
147 sq.m
Luxury apartment in Kranj
A beautiful duplex apartment above standard quality in an excellent location next to Brdo Park in the city of Kranj, the fourth largest city in the country, located at the foot of the Julian Alps and 20 km from the capital.
The apartment is aesthetically perfect, as it was designed with the participation of an...
GALINVEST
244 397 €
House in Kozina, Slovenia
170 sq.m
New house in the coastal region of Slovenia, border region with Italy.
New houses in the III construction phase. 15 houses are available in a new area in Hrpelje (Kozina). Permits for the construction of all houses have already been received. Communal equipment (TV, Internet, sewerage).
Gross area: 170.40 m²
Land size: 492 m²
4 spacious...
GALINVEST
336 000 €
Flat in Ljubljana, Slovenia
102 sq.m
4-room apartment, Ljubljana - Rudnik.
Spacious 4-room apartment on the second floor of a three-apartment building. The total area of the apartment is 102 m², functional layout. The apartment is very bright.
Large living room with balcony 4.10 m², bedroom, two rooms, bathroom and additional balcony. There is an attic storage space and an...
GALINVEST
2 800 000 €
House in Izola, Slovenia
238 sq.m
Villa by the sea.
Villa on the first line, with beautiful sea views from all rooms. The villa was built before 1900. The house has two apartments. One has a front entrance and is on the first floor, the other is on the second floor with an internal entrance.
The net area of the house is 238 m2. High ceilings. The lower part is built of...
GALINVEST
495 000 €
House in Ljubljana, Slovenia
185 sq.m
New townhouse in Ljubljana.
A charming townhouse (double) that will be the ideal place to live for your young family.
Area: 184.8 m2
Land: 315 m2, which provides enough space for your family and a pleasant garden for family fun.
Year: 2009 / full adaptation 2022
4 extended stage of construction - without interior finishing
Number of floors:...
GALINVEST
2 600 000 €
House in Ljubljana, Slovenia
407 sq.m
House in the center of Ljubljana.
Detached house in a quiet location near the center of Ljubljana. It is designed as a private home. The four-story house offers comfortable living, distinguished by its location, well-kept garden and proximity to all infrastructure.
House with an area of 407 m2, built in 1937, completely renovated in 2008 and...
GALINVEST
899 900 €
House in Maribor, Slovenia
304 sq.m
House near the ski resort - Maribor Pohorje.
An exceptional house located in a sunny location next to a green belt of pine trees near Pohorje.
The house is built to a very high quality, with modern architecture and a thoughtful layout, creating a space full of light and spaciousness. Its unique architectural design with glass facades provides...
GALINVEST
629 000 €
Flat in Ljubljana, Slovenia
120 sq.m
Spacious apartment in the center of Ljubljana.
Beautiful apartment with a balcony in Kozelets, in the very center of Ljubljana,on the 6th floor of a building with an elevator.
The total area of 120 m2 was completely renovated in 2018 (furniture, plumbing, bathroom, toilet). Layout: 2 bedrooms, 1 bathroom and 1 separate toilet, living room...
GALINVEST
450 000 €
Flat in Piran, Slovenia
105 sq.m
Duplex on the Adriatic coast.
Furnished two-level 4-room apartment located on the 5th and 6th floors of the 6th floor in a comfortable building. There is an elevator leading to the apartment. Each floor of the apartment has a balcony.
The apartment is oriented to the southeast, overlooking the eastern part of Lucia, the marina and TPK Lucia,...
GALINVEST
415 000 €
House in Slovenska Bistrica, Slovenia
318 sq.m
SPACIOUS HOUSE IN A SUNNY LOCATION, SLOVENSKA BISTRICA
Bright and well-kept house located in Slovensko Bistrica. It boasts high quality construction and offers plenty of living space, bright, sunny premises and green, tranquil and well-kept grounds. The house is located in a pleasant and orderly area of houses.
PROPERTY CHARACTERISTICS:
Year:...
GALINVEST
780 000 €
Townhouse in Izola, Slovenia
134 sq.m
House a few minutes from the Adriatic Sea.
A very spacious and well kept detached house in an excellent and quiet location, just 5 minutes walk from the beach. The house is located in a quiet area, sunny all day long.
The two-storey house was built in 1978 and occupies a plot of 277 m2. The site is located on both sides of the house, with a...
GALINVEST
1 690 000 €
House in Koper, Slovenia
753 sq.m
House overlooking the Gulf of Trieste,KOPER – BERTOKI.
Unfinished house built in 1990, in an excellent location, in a quiet village, with wonderful views of the surrounding nature and the Gulf of Trieste, just 6 minutes from the Bertochi exit of the expressway.
The area of the house is about 753.1 m2, on a flat plot of 3,339 m2. The house can...
GALINVEST
279 000 €
Studio in Ljubljana, Slovenia
28 sq.m1
Studio apartment in the strict center of Ljubljana - UNIQUE LOCATION!
We offer you an exceptional opportunity to purchase a unique studio apartment located in a quiet area of the center of Ljubljana, on Trubareva Square. Completely renovated in 1983 and completely refurbished in 2021, these apartments combine superior equipment and modern...
GALINVEST
758 280 €
House in Maribor, Slovenia
289 sq.m
UNIQUE HOUSE WITH EXCELLENT LOCATION
Detached house with a unique design and a swimming pool, located in a very popular location - the Vrban plateau. The house has open spaces, modern design and a pleasant environment. The house is located in a neat residential complex.
Year: 2002
Plot: 651 m2
Basement floor: relaxation area, Finnish sauna,...
GALINVEST
585 000 €
House in Ljubljana, Slovenia
139 sq.m
House in the nearest suburb of Ljubljana.
A mostly flat and pleasant sunny plot on which an old house stands, surrounded by greenery and peace, untouched nature, and at the same time only less than 5 minutes from the highway, in an exceptional location in Spodnje Gameljne, 139 m², plot 1063 m2, built in 1971.
The house requires complete...
GALINVEST
602 250 €
Flat in Ljubljana, Slovenia
214 sq.m12
Ljubljana, new building.
In Podutik, in close proximity to nature, two four-apartment townhouses ("dvoyka") are being built. The new buildings have a modern architectural design, functional and thoughtful layouts. Each half of a twin townhouse has two living units, i.e. total of 8 residential units. The houses will have several floors K+P+1+T...
What are the taxes for buying property in Slovenia?
The seller pays the tax on the property sale, but the buyer can also take this duty by an agreement.
If it is a secondary market property, the tax is 2%.
If the property is new and has been built less than 2 years ago, the seller pays VAT.
If the property is planned for permanent residence, a reduced VAT rate is applied – 9.5%, for the other types – 22.0%.
Read more about the cost of maintaining real estate in Slovenia HERE
What does a sale contract contain in Slovenia?
The contract must include items about the current state of the property, purchase price, payment terms, terms of implementation or its termination, and obligations of the parties. It also requires a point with permission to enter the property rights of the new owner in the land register.
The contract is concluded in Slovenian. Slovenian legislation also requires the translation of the contract of sale and other relevant documents into the language spoken by the buyer.
Why is needed real estate due diligence in Slovenia?
The object you want to buy must be checked in the Slovenian Land Registry for the absence of liens, encumbrances, unpaid taxes, etc.
What are the regulations for foreigners purchasing Slovenian properties?
A foreigner, as the owner of a company, needs to keep accounting records, submit an annual balance sheet and pay taxes on the company – income tax, VAT, etc.
A foreigner who becomes a tax resident of Slovenia must also notify about his worldwide income. If they are not a resident of Slovenia, taxation is formed based on the agreement between the countries.
