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According to the portal Livemint, the company has conducted a survey among 3,900 people, of which 36% are women. The results of the study show that men are more interested in general investing than women. What else did the respondents tell us?
The largest gap between men and women buying a home for their own living is 68% versus 82%. A little more than 30% of men focus on the investment component. However, Prashant Thakur, Director of ANAROCK Property Consultants, believes that many Indian women now consider housing not only the basis of financial security, but also a necessary condition for the diversification of their investment portfolios.
Taking into account the growing interest from women, as well as the desire for legal equality, the Government of India has developed the Pradhan Mantri Awas Yojna (PMAY) strategy, officially introduced in 2015. According to its provisions, real estate in certain projects must be registered either with a woman or jointly with a woman.
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Among the additional measures, there were also tax incentives. The stamp duty for women is lower when registering property. Each state individually determines its size, but on average it is 1-2% lower than for men. And women can become official co-owners together with their spouses in order to receive additional individual tax deductions.
As for budgets, on average, 66% of women are focused on the segment of up to $ 125 thousand. Luxury real estate up to $25 million is chosen by only 5% of the surveyed buyers. At the same time, almost half of all women surveyed (46%) are looking for a three - room apartment, and 30% - a two-room apartment. Only 10% are interested in four-room apartments.
Most of the buyers prefer ready-made housing, so answered 71% of respondents. For new or under construction real estate buyers are much worse-only 11% are willing to buy apartments in such projects.
Interestingly, 70% of women believe that now is the best time to buy a property. If this opinion is based on rising prices, then this once again proves the desire of women to keep their own funds and become full owners of property.
